Published on World Homelessness Day, 10 October 2025
Across England, one of the wealthiest yet most unequal nations in the world, families are being trapped by debt and homelessness. In this blistering exposé, the reader is taken inside a national scandal – hundreds of thousands of children are living in ‘prison-like’ hotel rooms for months, years and sometimes their entire childhood.
Debt trap nation offers an intimate and politically-energised account of a failing state in technicolour. Government choices have created a debt trap that is consuming mothers, children and survivors of domestic abuse and is now driving local authorities to bankruptcy. Families do not fall into this trap, they are pulled into it. The book urges the reader to question the state-cultivated and politically-convenient stigma that equates debt and homelessness with personal moral failure. It is time to flip the script. It is not families who are failing, families are being failed.
Pre-orderReviews
“An eye-opening and fascinating read from the very start. Debt is a subject not spoken about enough and this book reveals who’s really to blame. Everybody should read this book!” – Kwajo Tweneboa, campaigner, activist and author of Our Country in Crisis
“Essential. A must-read” – Vicky Spratt, i Paper's Housing Correspondent and author of Tenants
“An urgent, illuminating book that lays bare just how deeply and devastatingly successive governments have let down those in need of a safe, secure place to live. The life changing consequences for single mothers and children are harrowing; the cost of ignoring the stories and research uncovered by Debt trap nation is beyond measure.” – Dan Hewitt, ITV News Investigations Editor
“Debt trap nation is a chilling and eye-opening expose on how the British state keeps some of the most vulnerable women in society trapped in a cycle of debt, homelessness, and domestic violence. With clarity and compassion, this book gives voice to those living at the sharpest edge of austerity, and makes an irrefutable case for change.” – Grace Blakeley, author of Vulture Capitalism
“Debt trap nation is a shocking account of England’s hidden debt scandal, told through the eyes of families at the sharp end of a country in crisis.” – Darren McGarvey, author of Poverty Safari
“Shocking, timely and terrifying. From ten-fold increases in rat infestations, to housing offered to homeless families with only bare floorboards, or worse, Debt trap nation illustrates what people – most usually women with young children – are made to put up with. And how they are milked dry of money first, often by private landlords, so that they have no choice but to accept the worse. It is a picture of a deteriorating state with its safety nets full of holes. At some point we will begin to change all this. That time is yet to come, and Brickell and Nowicki's book explains why sticking plasters and platitudes are not enough.” – Danny Dorling, 1971 Professor of Geography, University of Oxford
“This wonderful book vividly captures the lived reality of poverty in the UK. It exposes the callousness and ignorance (not to mention misogyny) that all too often drives societal responses to the plight of single mothers and their children. A major achievement of the book is that it identifies crucial and feasible steps that could be taken to transform the lives of those affected as well as society itself.” – Philip Alston, former UN Human Rights Council Special Rapporteur on extreme poverty and human rights & John Norton Pomeroy Professor of Law, New York University
“The book serves as a beacon of hope by showing how reimagining policy could deliver economic justice. In this way it represents a compelling call to action. A must-read for practitioners and policy-makers alike.” – Nicola Sharp-Jeffs OBE, founder of Surviving Economic Abuse
“An eviscerating study of the UK's failing welfare state and the systematic abandonment of vulnerable families to homelessness, squalor, ill-health and despair. Debt trap nation offers irrefutable evidence of why state investment in safe and affordable social housing is the only practicable solution to a deepening social crisis.” – Imogen Tyler, Professor of Sociology, Lancaster University & Fellow of the Academy of Social Sciences
“Equal parts sobering analysis and searing portrait, Debt trap nation brings readers face to face with the realities of family homelessness in England today while dissecting the systematic policy choices that produce it.” – David Madden, Associate Professor in Sociology and Director of the Cities Programme, London School of Economics
“Incisive and clear, Debt trap nation shows how the interlinked crises of debt and homelessness are impacting the lives and wellbeing of single mothers and their children. This is an urgent call to action to end an increasingly punitive welfare system.” – Alva Gotby, author of Feeling at Home
“Debt trap nation is a moving book with incisive analysis about structures and systems of indebtedness that subjugate the poor to lives of radical uncertainty. Especially important is Brickell and Nowicki’s argument that such debt extends beyond homelessness, turning housing itself into a trap. For all those concerned with understanding and dismantling racial capitalism, this book is a must-read.” – Ananya Roy, Professor of Urban Planning, Social Welfare, and Geography, University of California Los Angeles
“Brickell and Nowicki powerfully capture the brutal everyday realities faced by a growing number of women and children caught in the violent grip of debt traps. Their cogent analysis is essential reading for anyone seeking to understand the inner workings of contemporary capitalism” – Susanne Soederberg, Canada Research Chair in Just and Inclusive Cities, Queen’s University, Canada